51 Main Street
Waterville, ME 04901
207-873-5101
207-873-5784 Fax
Get Directions
155 Center Street #10
Auburn, ME 04210
207-689-9171
207-689-2287 Fax
Get Directions
Toll Free Phone: 800-244-9046
Toll Free Fax: 866-274-0005
E-mail: info@ghmagency.com
Employee Benefits
GHM Insurance Agency is pleased to offer a full range of employee benefits ranging from employer funded plans to voluntary benefits that are paid for by employees. Our benefits agent works closely with business owners to help structure a plan that meets the needs of your business and provides important coverage to valued employees.
Common employer funded (or partially funded) group plans including major medical, long and short term disability, life and accidental death & dismemberment, dental, vision and long term care. Voluntary benefits are typically paid for by employees with little to no cost to employers include voluntary life insurance, accidental death and dismemberment, disability, dental, vision, cancer programs, accident plans and discounted home and auto insurance programs.
Please call us today for a review of your current group benefits and to discuss the various strategies that you can use to help contain the cost of employee benefits to your business.
| Employee Benefits | Business Insurance | Personal Insurance |
|---|---|---|
| Major Medical | Building / Contents / Lost Income | Combination Auto / Home |
| Life | General Liability | Auto |
| AD&D | Business Auto | Homeowners |
| Disability Income Protection | Workers Compensation | Mobile Homes |
| Long Term Disability | Product / Professional Liability | Condominiums |
| Short Term Disability | Errors & Omissions | Tenants Homeowners |
| Dental | Directors & Officers Liability | Motorcycles / ATVs |
| Vision | Employment Practices Liability | Boats, Snowmobiles, RVs |
| Long Term Care | Bonds / Employee Dishonesty | Flood & Earthquake |
| Accident / Cancer Plans | Umbrella Liability | Identity Theft |
| Discounted Home & Auto | Key Person Life / Disability | Umbrella Liability |






