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Auto Insurance FAQs

In Maine we drive our vehicles, rain or shine, in snow, sleet, or mud. Which coverage option best suits your current driving needs? Find out below:

How much Auto insurance do I need?
Most states require you to carry a minimum amount of Liability insurance and to provide proof of insurance to register a vehicle or renew your license. In the case of an accident, the minimum Liability insurance required by the state may not be enough coverage to pay for the damages that result after an accident. In such a scenario, the driver responsible for the accident may have to pay additional expenses out of pocket. Contact our office to discuss coverage options available to you.

How much Auto insurance does my state require?
Visit: http://www.maine.gov/sos/bmv/ for further information or contact a GHM agent.

How can I compare Auto insurance quotes?
Understanding Auto insurance quotes can be confusing. When you get an Auto insurance quote from GHM, we provide you with the coverage options to help you choose the amount of coverage that best suits your current circumstances. GHM can also compare rates with other top companies in just minutes to see who is offering the best price.
 
How do I find the best Auto insurance for me?
Deciding on an Auto insurance policy can seem overwhelming. GHM can help you sort through coverage options for you and your vehicle.

Does the type of car I drive influence my Auto insurance rates?
The car you drive can have a substantial impact on your Auto insurance premium, especially the amount you pay for your comprehensive and Collision Coverage. The insurance rates for Comprehensive and Collision coverage are determined by looking at the type of vehicle loss history – how often it is damaged, and how costly it is to repair or replace after an accident. Ask us about which vehicles have better insurance values.

What can I do to control my Auto insurance rates?

  • Bundle with your Homeowners or Business policy.
  • Insure more than one car and qualify for multi-car discounts.
  • Raise your deductible.
  • Consult with a GHM agent about other ways to save.

 

 

 

T: 800-244-9046
F: 866-274-0005
51 Main Street
Waterville, Maine 04901
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34 Center Street
Auburn, Maine 04210
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Need to Make a Claim?

Acadia Insurance
800-244-9446

Allstate
Report Online
800-255-7828

Dairyland Insurance
Auto: 800-225-1390
Cycle: 800-325-9559

Foremost Insurance Group
Report Online
800-527-3907

The Hanover Insurance Group
Report Online
800-628-0250

The Hartford
Report Online
800-243-5860
Business Insurance: 800-327-3636

Jewelers Mutual Insurance Company
Report Online
800-558-6411

MEMIC
Report Online
800-636-4292

MMG Insurance
888-343-0533 (M-F, 8:00-4:30)
888-869-8700 (after hours)

Patriot Insurance Company
Report Online
866-460-1776

Patrons Insurance
800-542-7032

Peerless Insurance
800-522-7152

Philadelphia Insurance Companies
800-873-4552

Progressive
Report Online
800-776-4737

Travelers
Report Online (Personal)
Personal Insurance: 800-252-4633
Report Online (Business)
Business Insurance: 800-832-7839

Union Mutual of Vermont
Report to GHM: 207-873-5101

Want to Pay a Bill?

Acadia Insurance 
Call GHM: 800-244-9046

Allstate
Pay Online
800-901-1732

Dairyland Insurance
Auto: Pay Online
Auto: 800-2334-0090
Cycle: Pay Online
Cycle: 866-324-7952

Foremost Insurance Group
Pay Online
800-532-4221

The Hanover Insurance Group
Pay Online
800-573-1187

The Hartford
Pay Online
800-624-5578

Jewelers Mutual Insurance Company
800-558-6411

MEMIC
Pay Online
800-660-1306

MMG Insurance
Pay Online
888-664-2455

Patriot Insurance Company
Personal: Pay Online
Business: Pay Online

Patrons Insurance
Pay Online
866-611-7887

Peerless Insurance
Pay Online
800-228-7830

Philadelphia Insurance Companies
Pay Online
877-438-7459

Progressive
Pay Online
800-776-4737

Travelers
Pay Online
800-842-5075

Union Mutual of Vermont
Pay Online

 

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