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Land Trust Insurance

What Kinds of Insurance Does Your Land Trust Need?
Protecting your land trust is an important part of our business. What do you need to know?

General Liability

Should the unfortunate event of an accident occur, you don’t want to pay out of pocket. General liability covers the costs of bodily injury and property damage caused by accidents that you’re held responsible for. For example, if someone is injuring while hiking at one of your preserves and they sue you, this is the policy you need to cover your costs.

Directors and Officers Liability

It is considered prudent to have both general liability and directors and officers Liability (D&O) coverage. General liability covers you when bad things happen by accident and D&O covers you when individuals make bad decisions, or claim to. Many D&O claims involve employment practices like wrongful termination, discriminatory hiring, or sexual harassment. They also cover liability for wrongful management decisions. D&O insurance protects both the land trust and the individual board or staff members who direct it.

Property Insurance

Insurance for buildings and other improvements, vehicles, farm equipment, office equipment, and other valuable property.

Other Types of Coverage 

Please consider:

Volunteer Accident Coverage
If a person is injured while volunteering for your land trust, this policy helps to reimburse his or her medical expenses.

Non-owned Automobile Liability
If someone driving his or her own vehicle on behalf of your land trust gets into an accident, this policy covers the costs of the accident, but only after the vehicle owner’s insurance runs out.

Workers Compensation
If those working for your land trust get hurt while on the property, workers comp covers their medical claims and lost income.

 

T: 800-244-9046
F: 866-274-0005
51 Main Street
Waterville, Maine 04901
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34 Center Street
Auburn, Maine 04210
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Need to Make a Claim?

Acadia Insurance
800-244-9446

Allstate
Report Online
800-255-7828

Dairyland Insurance
Auto: 800-225-1390
Cycle: 800-325-9559

Foremost Insurance Group
Report Online
800-527-3907

The Hanover Insurance Group
Report Online
800-628-0250

The Hartford
Report Online
800-243-5860
Business Insurance: 800-327-3636

Jewelers Mutual Insurance Company
Report Online
800-558-6411

MEMIC
Report Online
800-636-4292

MMG Insurance
888-343-0533 (M-F, 8:00-4:30)
888-869-8700 (after hours)

Patriot Insurance Company
Report Online
866-460-1776

Patrons Insurance
800-542-7032

Peerless Insurance
800-522-7152

Philadelphia Insurance Companies
800-873-4552

Progressive
Report Online
800-776-4737

Travelers
Report Online (Personal)
Personal Insurance: 800-252-4633
Report Online (Business)
Business Insurance: 800-832-7839

Union Mutual of Vermont
Report to GHM: 207-873-5101

Want to Pay a Bill?

Acadia Insurance 
Call GHM: 800-244-9046

Allstate
Pay Online
800-901-1732

Dairyland Insurance
Auto: Pay Online
Auto: 800-2334-0090
Cycle: Pay Online
Cycle: 866-324-7952

Foremost Insurance Group
Pay Online
800-532-4221

The Hanover Insurance Group
Pay Online
800-573-1187

The Hartford
Pay Online
800-624-5578

Jewelers Mutual Insurance Company
800-558-6411

MEMIC
Pay Online
800-660-1306

MMG Insurance
Pay Online
888-664-2455

Patriot Insurance Company
Personal: Pay Online
Business: Pay Online

Patrons Insurance
Pay Online
866-611-7887

Peerless Insurance
Pay Online
800-228-7830

Philadelphia Insurance Companies
Pay Online
877-438-7459

Progressive
Pay Online
800-776-4737

Travelers
Pay Online
800-842-5075

Union Mutual of Vermont
Pay Online

 

Frequently Requested Forms

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