GHM Insurance: Business Income/Extra Expense
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800-244-9046

Business Income/Extra Expense

This is an optional coverage which, in the event of a covered property loss, pays for the loss of income that a business suffers as a result of not being able to operate due to that property loss. Business Income is defined as net income (net profit/loss before income taxes) that the business would have earned had the loss not occurred PLUS continuing normal operating expenses. Extra Expense coverage provides reimbursement for necessary expenses, incurred after the covered loss, over and above the business' normal operating expenses. Those additional expenses are paid in order to minimize the time that the business operations are suspended due to the covered property loss.

T: 800-244-9046
F: 207-873-5784

51 Main Street
Waterville, Maine 04901
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Acadia Insurance
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800-244-9446

Allstate
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800-255-7828

Dairyland Insurance
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Foremost Insurance Group
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800-527-3907

The Hanover Insurance Group
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800-628-0250

The Hartford
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800-243-5860
Business Insurance: 800-327-3636

Jewelers Mutual Insurance Company
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MEMIC
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MMG Insurance
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888-343-0533 (M-F, 8:00-4:30)
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Patriot Insurance Company
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866-460-1776

Patrons Insurance
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800-542-7032

Safeco Insurance
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800-522-7152

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800-873-4552

Progressive
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800-776-4737

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Personal Insurance: 800-252-4633
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Business Insurance: 800-832-7839
 
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Vermont Mutual
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802-223-2341
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Acadia Insurance 
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Call GHM: 800-244-9046
 

Allstate
Pay Online
800-901-1732

Bristol West
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1-888-888-0080

Dairyland Insurance
Pay Online
800-334-0090

Foremost Insurance Group
Pay Online
800-532-4221

The Hanover Insurance Group
Pay Online
800-573-1187
 

The Hartford
Pay Online
800-624-5578

Jewelers Mutual Insurance Company
Pay Online
800-558-6411
 
Liberty Mutual 
1-800-824-7317
 

MEMIC
Pay Online
800-660-1306

MMG Insurance
Pay Online
888-664-2455

Patriot Insurance Company
Pay Online
866-460-1776

Patrons Insurance
Pay Online
866-611-7887
 

Safeco Insurance
Pay Online
800-228-7830

Philadelphia Insurance Companies
Pay Online
877-438-7459

Progressive
Pay Online
800-776-4737

Travelers
Pay Online
800-842-5075
 
Union Mutual of Vermont
Pay Online
800-300-5261 ext. 721 
 
Vermont Mutual

800-231-7820