Insurance for Your Farm or Agricultural Business
Maine farmers have been our friends and neighbors since the start. Which is why we offer a Business Owner’s policy for farm owners like you. We’ll cover farm dwellings, machinery and equipment, autos, personal property, liability and liability for your workers, along with other specialty coverages.
We work with a wide range of agricultural businesses, including:
Farm Liability insurance is a necessity. No matter how careful farm owners are, accidents can and do happen to visitors, vendors or others who come onto your farm property.
We protect your home and your belongings against disasters such as fire, lightning, windstorms and hail, and most accidental losses including vandalism, theft and broken glass.
Dwelling coverage applies to your private residence and any building structures that are attached to it. It also covers:
Other Structures coverage applies to structures that are permanently on the residence premises, but not attached to your dwelling, such as a fence or shed.
Our Farm Liability coverage provides protection against the unexpected, such as accidental bodily injury, medical expenses or property damage for which you are legally responsible.
We offer Blanket Coverage, enabling you to flex your Farm Personal Property coverage up to the Blanket coverage limit.
Farm Personal Property coverage applies to most items used in the operation of the farm. If you have high-value equipment or livestock, they may need to be insured separately under a Farm Equipment or Farm Livestock policy.
Scheduled Coverage allows you to pick and choose individual items for coverage, like combines or irrigation systems.
We protect sheds, barns, detached garages or other outbuildings against fire, lightning, windstorms, hail, vandalism, theft and other perils. Optional endorsements allow you to broaden coverage tailored to the specific needs of your property.
Farm structures might include barns, grainaries, sheds, or additional farmhouses.
In addition to the items described above, you may be able to obtain or expand coverage for the following items under your:
Individual pieces of farm equipment must be listed, described, and insured for a specific amount. Attachments to farm vehicles, such as headers, may be specifically listed. They may also be included in the value of the machine on which they are used.
A Farm Livestock policy could cover events such as:
Call us today at 800-244-9046 or complete the information below and submit your no-obligation quote request to us.
Foremost Insurance Group
Patriot Insurance Company
Philadelphia Insurance Companies
Farm liability insurance is a necessity. No matter how careful farm owners are, accidents can and do happen to visitors, vendors or others who come onto your farm property.